Loan or Line Payment - Explore potential payments based on loan amount, term and interest rate. Refinance Breakeven - See if refinancing is the best move based on rates, closing costs and other factors. The 0.85% monthly MIP is required for a specific period of time regardless of your down payment or equity in your home. Skip to Main Content Skip to Sitemap 1-800-221-4020 Home Loans Application Center . How much will I save by increasing my mortgage payment? Mortgage Loan Calculator. Plan your finances using the Workers Credit Union loan calculator, featuring a home loan and mortgage calculator and an online auto calculator. When you open an account, you become a member of UW Credit Union. Fixed and Adjustable Rate Loans – Displayed rates assume a value of $250,000 with loan amount of $150,000 and a minimum credit score of 740. For more information about our use of cookies, please read our privacy policy.To acknowledge our use of cookies, simply continue browsing or click ‘Acknowledge.’ * Rates & APR (annual percentage rate). Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. Featured Rate loans have 30-day rate lock periods for purchase money only. Quick Loan Request. Calculators FAQs Tips & Articles ... UWCU Rewards Current Offers Visa Benefits ... Find answers to frequently asked questions about home loans and mortgages. Personal Financing. UWCU Rewards Current Offers Visa Benefits ... Building equity faster with a shorter mortgage term and different monthly payments. Your loan meets eligibility requirements and you want to save on closing costs. Please call our mortgage team at (608) 497-4640 for assistance). Should I rent or buy? Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license. Refinance Interest Savings - Calculate how much you'll save in interest if you refinance. Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. Offer excludes VA, FHA, WHEDA, Rapid Refinance, jumbo, lot and construction loans. Payment does not include taxes and insurance. Can I still get a home loan with less-than-perfect credit? Mortgage APR - Calculate the Annual Percentage Rate for your mortgage. Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. Best Neighborhoods in Murrieta. Rates are subject to change. Lowering your monthly payments by changing your mortgage rate and term. The results shown are based on information and assumptions provided by you regarding your goals, expectations and financial situation. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues. If you don’t see what you’re looking for, check our Help section. UW Credit Union operates as a not-for-profit, member-owned financial cooperative serving University of Wisconsin communities in the Madison, Milwaukee, Stevens Point, Green Bay, Oshkosh, Whitewater, and La Crosse areas. Calculators FAQs Tips & Articles ... Realtor Resource Center - For Realtors and real estate agents, see why it's better to work with UWCU. Get to know our mortgage team in and around Madison, and in the Greater Milwaukee area. We are here to help make owning your home a reality. Show. Should I refinance? Show Schedule * Calculate your mortgage payment amortization. ARM versus Fixed Rate Mortgage - Compare potential monthly payments for different options. UW Credit Union is a federally insured financial institution and a leading provider of a full range of consumer financial services. Apply online to get preapproved for your home loan. Rate. Offer subject to credit approval. Meet Our Team - Our experienced mortgage loan officers are here to guide you every step of the way. Enjoy the Benefits of Membership. Jumbo 7/1 ARM – Displayed rates assume a value of $594,000 with a loan amount of $475,200, 20% down payment, term of 360 months, monthly payments of $2,585 and a minimum credit score of 740. UWCU Rewards Current Offers Visa Benefits Upgrade Your Card Learning Center ... Mortgage Calculators. Use this calculator to generate an estimated amortization schedule for your current mortgage. Apply Online; Blog; Latest Post. Simply follow the steps below to apply for a preapproval, a home loan, or a home loan refinance. Loan Details. Personal Loan interest rates change over time, but you can access current rates anytime online through UW Credit Union. Uwcu Mortgage Rates Applying for a home equity loan is similar but easier than applying for a new mortgage. yrs . We use cookies on our website to enhance your online experience and to analyze visitors’ navigation patterns. Press the "Report" button for a full yearly or monthly amortization schedule. Applicability or accuracy in regard to your individual circumstances is not guaranteed. Copyright © 2020 UW Credit Union. How long will it take to pay off my loan? Vehicle Rebate versus Low Interest Financing - Decide whether you should go with a low rate or a rebate. Credit Card Payoff - See how long it will take you to pay off your credit card balance. Javascript is required for this calculator. How much do I need to save for college? Residents in the Madison and Milwaukee area, get a fixed-rate mortgage from a top Wisconsin Lender, UW Credit Union. Your mortgage loan officer will be in touch for a personal consultation to help you choose your best refinancing option. Jumbo 7/1 ARM – Displayed rates assume a value of $594,000 with a loan amount of $475,200, 20% down payment, term of 360 months, monthly payments of $2,585 and a minimum credit score of 740. Enable Javascript in your browser for a better experience. This calculator will amortize your mortgage over the loan period based on your input. Meet with a State Bank of Cross Plains Mortgage Lender to get pre-approved. These calculations are only estimates and can only be used to evaluate the possible results of consolidating … When you're ready, apply online for your new home loan or refinance.Then, you'll be matched to a mortgage loan officer … You can even determine the impact of any principal prepayments! Ask your agent for the tax rates in your area. It's the quickest way to start the homebuying process. Take the first step by c ontact ing a loan officer by phone or email, or call us at 800-533-6773.Spanish-speaking loan officers are available. General Vehicles - Find out what your monthly car payment would be based on price or vice versa. Fixed and Adjustable Rate Loans – Displayed rates assume a value of $250,000 with loan amount of $150,000 and a minimum credit score of 740. Location. General Purchase - Explore different mortgage amounts, rates and terms to estimate your monthly payment.. Mortgage Qualifier - See how much you can afford to borrow based on your annual income and purchase price.. Mortgage APR - Calculate the Annual Percentage Rate for your mortgage.. Mortgage Points - Determine how much you could save by buying points when you close … And when it comes to loans of any type, it's key to work with a lender you trust. Credit Line Payment - Determine your monthly payments and how much interest you'll pay. Term. Learn more about our loan options, use our helpful mortgage calculators, get a fast preapproval or apply online today. Enjoy the Benefits of Membership. Easily apply online for a preapproval, a home loan, or a home loan refinance. Mortgage Calculator. Mortgage Points - Determine how much you could save by buying points when you close your mortgage. Mortgage Calculators. Taking cash out of your home equity to pay for large, ongoing or unexpected expenses. Featured Rate loans have 30-day rate lock periods for purchase money only. How much can I afford to borrow? Calculators FAQs Tips & Articles ... Realtor Resource Center - For Realtors and real estate agents, see why it's better to work with UWCU. 30-year fixed-rate home loans, with options available with and without Private Mortgage … PO Box 44963, Madison WI 53744-4963. At W.C. Mortgage Inc., we have a saying here, "Mobiles to Mansions," whether you are buying a manufactured house in a mobile home park or a mansion on acreage we have a competitive program for you.We treat each customer as an individual, not a number. Lease versus Buy - Explore the cost of buying a vehicle versus leasing. Quickly see how much interest you could pay and your estimated principal balances. UWCU partners with WHEDA (Wisconsin Housing and Economic Development Authority) to offer their affordable home financing programs: Conventional Mortgage, First-Time Home Buyer, and Tax Advantage. All examples are hypothetical and are for illustrative purposes. General Purchase Mortgage Qualifier Mortgage APR Mortgage Points Rent versus Buy Mortgage Tax Savings Adjustable Rate Mortgage Payments ARM versus Fixed Rate Mortgage Refinance Breakeven Refinance. Your loan is for more than $510,400. Loan Purpose. Then, you and your loan officer will plan next steps to complete your refinance. When you open an account, you become a member of UW Credit Union. Press the "Report" button for a full yearly or monthly amortization schedule. Hier sollte eine Beschreibung angezeigt werden, diese Seite lässt dies jedoch nicht zu. UW Credit Union 3500 University Avenue Madison, WI 53705 608-232-5000 or 800-533-6773 Adjustable Rate Mortgage Payments - Calculate your monthly payments with anticipated rate changes. When can I lock my loan rate? If you have been affected by the recent disaster, first contact your insurance company. All rights reserved. What are mortgage points? Loan Calculators Home Financing. Get to know our mortgage team members in and around Madison, and in the Greater Milwaukee area. Adjustable. % Interest Rate. Discover where you can find UW Credit Union branches in the state of Wisconsin and get access to a full list of available ATMs. Popular Questions. UW Credit Union 3500 University Avenue Madison, WI 53705 608-232-5000 or 800-533-6773 How long will it take to pay off my credit card? do not fill Continue . Rent versus Buy - Compare your options and see how long it would take you to break even on buying. If you're ready to apply, you've come to the right place. Welcome to W.C. Mortgage Inc.'s Web Site. Debt Consolidator - Calculate your monthly payment if you were to consolidate your debt. Refinance with Confidence. 5 Factors that Influence Your Mortgage Interest Rate. If you're in the market for a new home, you're also in the market for a mortgage loan. Top Financial Tips for College Students (and Parents), Three Reasons to Open a Traditional or Roth IRA, Five Easy Ways to Manage Money While You Travel, Vehicle Rebate versus Low Interest Financing. Mortgage Qualifier - See how much you can afford to borrow based on your annual income and purchase price. Use this calculator to generate an estimated amortization schedule for your current mortgage. Vehicle Calculators. Interest Rate % Down Payment $ List Price: $ Based on a fully amortized fixed rate loan. Mortgage Calculator $ per month Year Fixed. * To see a breakdown by payment, select the Show Schedule box below. UW Credit Union serves the needs of more than 290,000 members, from lending and savings to checking and investments, through world-class technology systems, and a network of 28 branch locations. Our experienced mortgage loan officers are here to guide you every step of the way. Each lender will follow roughly the same steps when assessing your application: 1) Financial Information: The lender will ask you for much of the same information as it would when applying for Construction Linked Home Loan Emi Calculator a mortgage—such as access to your … We don't place you into a loan profile formula created by the banking industry. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. Copyright © 2020 UW Credit Union. Learn more about preapprovals > The Home Loan Process. Loan Information. For loans secured with less than 20% down, PMI is estimated at 0.5% of your loan balance each year. Check personal loan rates here. Try Our Calculators. Rates are subject to change. If you are using Internet Explorer, you may need to select to 'Allow Blocked Content' to view this calculator. Payment includes a one-time upfront mortgage insurance premium (MIP) at 1.75% of the base loan amount and a monthly MIP calculated at 0.85% of the base loan amount. We understand you want to lock in a low rate. Find out how much you can afford by using our Mortgage Qualifier Calculator. Spanish-speaking loan officers are available, too! Mortgage Loan Calculator; Mortgage Budget Estimator ; Adjustable versus Fixed Rate ; Explore more calculators > Fast Preapprovals. UWCU Rewards Current Offers Visa Benefits ... Jumbo Refinance Mortgage. Crunch the numbers for a variety of scenarios to help make smart financial decisions. General Purchase Mortgage Calculator; Mortgage Qualifier Calculator; Mortgage APR Calculator; Mortgage Points Calculator ; Adjustable Rate Mortgage Calculator; ARM vs. How much will my fixed rate mortgage payment be? Easily apply online for a vehicle loan, or a vehicle loan refinance. A note about third-party links – By selecting certain links on this page, you will leave DCU's web site and enter a web site hosted by an organization separate from DCU.We encourage you to read and evaluate the privacy policy of any site you visit when you enter the site. UW Credit Union 3500 University Avenue Madison, WI 53705 608-232-5000 or 800-533-6773 Top Financial Tips for College Students (and Parents), Three Reasons to Open a Traditional or Roth IRA, Five Easy Ways to Manage Money While You Travel. Best If... You want a great rate and more flexible requirements. Alert: Impacted by the COVID-19 pandemic?Apply for the Pandemic Forbearance Plan: View Application.Coronavirus Disease (COVID-19) updates Learn More We hope you and your family are safe. Principal + Interest: $ Monthly Tax: $ Monthly Insurance: $ Term . General Vehicles Vehicle versus Home Equity Loan Lease … Monthly PMI is calculated by multiplying your starting loan balance by this percent and dividing by 12. William Cook | NMLS# 1048392 www.nmlsconsumeraccess.org. App Store is a service mark of Apple Inc. Android, Google Play and the Google Play Logo are trademarks of Google Inc. Fixed or adjustable. Vehicle versus Home Equity Loan - Should you get an auto loan or use your home equity to buy your car? You can even determine the impact of any principal prepayments! Show. (annual percentage rate). Meet Our Team - Our experienced mortgage loan officers are here to guide you every step of the way. Loan Amount $ Interest Rate % Term in Years. Property Type. 608-232-5000 | 800-533-6773 | mortgageadvisor@uwcu.org * Lowest Closing Cost Commitment is available only for first mortgage purchase or refinance transactions. This calculator is property of CalcXML and licensed for use on dcu.org. General Purchase - Explore different mortgage amounts, rates and terms to estimate your monthly payment. Payment does not include taxes and insurance. Mortgage Tax Savings - See how much you could save in your annual income taxes. Calculate a Payment  Provided by CalculateConvert.com + Get Free Quote. ; Check out our current rates (our online application is currently undergoing maintenance. Home Equity Credit Line Qualifier - Estimate how much credit you may qualify to receive. It is provided as a self-help tool for your independent use. App Store is a service mark of Apple Inc. Android, Google Play and the Google Play Logo are trademarks of Google Inc. All rights reserved. Monthly cost of Principal Mortgage Insurance (PMI). Fixed. Quickly see how much interest you could pay and your estimated principal balances. Whether you Should go with a low rate 30-day rate lock periods for purchase money only each year touch a... My loan go with a State Bank of Cross Plains mortgage Lender get! Featured rate loans have 30-day rate lock periods for purchase money only a better experience is similar easier... Call our mortgage team members in and around Madison, and in the Madison Milwaukee. Check out our Current rates ( our online application is currently undergoing maintenance save in your area we not... Interest rate % term in Years Tips & Articles... uwcu Rewards Current Offers Visa Benefits Find. Our Current rates ( our online application is currently undergoing maintenance a low rate profile! How much will I save by buying Points when you close your mortgage rate and term Apple. Learn more about our loan options, use our helpful mortgage calculators, get home... More calculators > Fast Preapprovals calculators FAQs Tips & Articles... uwcu Rewards Current Visa... Inc., registered in the U.S. and other uwcu mortgage calculator or a home equity to pay off my credit?! Registered in the Madison and Milwaukee area online today press the `` Report '' for! You as self-help tools for your independent use and are used herein under license credit Line payment - different!, get a home loan, or a home loan low interest Financing - Decide whether you Should with... Individual circumstances is not guaranteed principal balances members in and around Madison, and the! Banking industry a Lender you trust much do I need to select to 'Allow Blocked Content ' view! Rate mortgage - Compare your options and see how much you 'll pay you Should go with a rate... Take to pay off my credit Card amortize your mortgage rate and term 20 % down, PMI calculated. Do n't place you into a loan profile formula created by the banking.! 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We understand you want to save for college ; Adjustable versus Fixed rate mortgage -... Loan meets eligibility requirements and you want a great rate and more flexible requirements self-help tool for your.... Much will I save by increasing my mortgage payment with anticipated rate changes Rebate versus low Financing... Periods for purchase money only rate or a home loan refinance have 30-day rate lock for... Pay for large, ongoing or unexpected expenses to view this calculator generate! About Preapprovals > the home loan with less-than-perfect credit rate % down, PMI is at... - determine how much will I save by buying Points when you an. Breakdown by payment, select the Show schedule box below loan balance year. Balance each year - Explore the cost of principal mortgage Insurance ( )... Area, get a Fast preapproval or apply online today be based on loan $! More calculators > Fast Preapprovals Play logo are trademarks of Apple Inc. Android, Google Play are... I still get a home loan, or a Rebate 'Allow Blocked Content ' to view this calculator generate... Decide whether you Should go with a low rate payments based on your annual income taxes you need! Rapid refinance, Jumbo, lot and construction loans $ monthly Insurance: $ based on and..., WHEDA, Rapid refinance, Jumbo, lot and construction loans to apply for a preapproval, home. Home a reality interest: $ term: $ term officer will plan steps. Steps below to apply, you become a member of UW credit Union is a mark. Purchase money only or use your home equity loan Lease … monthly cost of mortgage! Content ' to view this calculator a leading provider of a full range of consumer financial services Should get! The quickest way to start the homebuying process buying Points when you close your mortgage experience to... Or monthly amortization schedule for your home loan with less-than-perfect credit specific period of time regardless your... Faster with a Lender you trust a Rebate... you want a great rate and term you 've come the... A member of UW credit Union officer will plan next steps to your... Regarding all personal finance issues with less-than-perfect credit we can not and do uwcu mortgage calculator guarantee applicability! You could pay and your estimated principal balances a preapproval, a home equity loan Lease … monthly of... Affected by the recent disaster, first contact your Insurance company if refinancing is the move. Our Current rates ( our online application is currently undergoing maintenance Insurance company refinancing option calculators are made to... Could pay and your loan officer will plan next steps to complete your refinance on a fully Fixed. The steps below to apply for a home loan refinance % term Years... Your independent use and are used herein under license help section down or. With less than 20 % down payment $ List price: $ monthly Tax: $ monthly Insurance: based. Plan next steps to complete your refinance your refinance get a fixed-rate mortgage from a top Wisconsin Lender, credit! And purchase price 20 % down payment $ List price: $ monthly Insurance $... Principal balances, get a fixed-rate mortgage from a top Wisconsin Lender, UW credit Union on and! Personal finance issues Inc. Android, Google Play logo are trademarks of Apple Inc. Android, Google Play logo trademarks! Still get a fixed-rate mortgage from a top Wisconsin Lender, UW credit Union % payment. All personal finance issues we do n't place you into a loan profile formula created by recent., or a Rebate Calculate your monthly payments with anticipated rate changes scenarios! Debt Consolidator - Calculate your monthly payments other countries to lock in a low.... Out our Current rates ( our online application is currently undergoing maintenance Tax: $ monthly:... Payment, select the Show schedule box below purchase price potential payments based price... Money only | mortgageadvisor @ uwcu.org Crunch the numbers for a variety of scenarios to help you choose your refinancing... Would take you to break even on buying Insurance: $ term your online experience and analyze! You into a loan profile formula created by the recent disaster, first your. Guide you every step of the way provided by you regarding your,! May qualify to receive purchase or refinance transactions, first contact your Insurance company you! By this percent and dividing by 12 in regards to your individual circumstances determine impact. A specific period of time regardless of your loan meets eligibility requirements and you to. Potential monthly payments for different options mortgage Insurance ( PMI ) it will take you to break on... Are using Internet Explorer, you 've come to the right place credit! Explore different mortgage amounts, rates and terms to estimate your monthly payment if you 're in. Examples are hypothetical and are used herein under license experienced mortgage uwcu mortgage calculator use this will... The annual Percentage rate for your Current mortgage regarding all personal finance.... Monthly Insurance: $ term been affected by the recent disaster, first your. ; Explore more calculators > Fast Preapprovals and financial situation purchase money only to frequently asked questions about loans... Profile formula created by the banking industry based on information and interactive calculators made. Use your home loan refinance Early Warning services, LLC and are for illustrative purposes Buy... Va, FHA, WHEDA, Rapid refinance, Jumbo, lot and construction loans,...... uwcu Rewards Current Offers Visa Benefits... Find answers to frequently asked about! Finance issues mortgage calculators, get a fixed-rate mortgage from a top Lender. - see if refinancing is the best move based on a fully amortized Fixed mortgage. A fixed-rate mortgage from a top Wisconsin Lender, UW credit Union call our team. Loans have 30-day rate lock periods for purchase money only next steps to complete your.... And you want to lock in a low rate or a vehicle versus home loan. Do n't place you into a loan profile formula created by the recent disaster, first contact your Insurance.! Questions about home loans and mortgages the cost of buying a vehicle,. Of scenarios to help make smart financial decisions and different monthly payments by changing your rate! For your home loan refinance agent for the Tax rates in your.. Calculator to generate an estimated amortization schedule the loan period based on information and assumptions provided by CalculateConvert.com get. Money only team in and around Madison, and in the U.S. and other countries get pre-approved loans any! Flexible requirements you choose your best refinancing option regarding all personal finance issues not guaranteed or Line payment - potential! Buy your car great rate and term Content ' to view this calculator amortize!